Short-term loans

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29 novembre 2020
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29 novembre 2020

Short-term loans

Short-term loans

We’re no further offering CUOK Payday Loans

At the time of 18 May 2020 our CUOK payday loans have already been discontinued. But, we nevertheless provide a selection of choices if you’re trying to borrow lower amounts of cash. You need to use our loan calculator below to use for that loan via our primary loans procedure, that will simply take 7-14 days to process.

Or, you to borrow quickly whenever you need to, our new Family Saver and Salaryflex schemes could be right for you if you’re looking for a more flexible lending option that enables.

Determine a Credit Union loan

Who is able to use?

Present members can put on for the loan whenever you want. Presuming you reside within our typical relationship and they are entitled to become listed on, it’s also feasible to be an associate in the exact same time as you submit an application for that loan.

Specific items and promotions are just ready to accept anyone who has been a part for a particular time frame, have amount that is certain with us, or who will be enrolled in payroll deduction.

The application form process

Our online application form is simple, and really should simply take about 15 minutes to perform. Before beginning, it really is worth getting your insurance that is national number, along with a photo or scan of the payslip and bank statements. You might be expected to give these within the procedure.

As soon as your application happens to be gotten, it is looked over by a known member of y our loans team, who can make use of the information you have supplied to determine whether or otherwise not we are able to accept the job. This will just take 7-10 times. We will upgrade you by SMS and let the outcome is known by you whenever this action is complete.

When your application is approved, you will be asked to sign that loan contract setting out of the regards to your loan, including details for instance the total be lent together with payment duration.

After the loan contract is signed, we will move the funds to your account within 2-3 days that are working. Loan repayments will then just take put on the date and through the technique consented.

Am I going to be accepted?

We shall come to a decision according to simply how much you have sent applications for, and our assessment of the power to repay. We are going to try this by at your revenue, spending and credit history. We may ask you to provide bank statements and payslips as evidence of this when you apply.

All loan choices are manufactured by a person, maybe perhaps not a pc, and thus we shall constantly make an effort to take the entire image into account. Where we can’t accept the full quantity, we possibly may manage to give you a smaller amount, or a alternative price.

How exactly to use

You can easily use whenever you want making use of our online application procedure. Merely make use of the calculator with this page to choose exactly how much you may like to borrow and over just just what time period. Then, click ‘apply with this loan’ to start the blue trust loans payment plan procedure.

You are able to use in individual in just about any of y our branches – you should be certain to bring ID that is valid evidence of target, payslips and bank statements with you.

Important info

This summary is actually for illustrative purposes just, in order to offer you, the borrower, a synopsis regarding the cost that is potential of. All loan decisions and actual prices are influenced by individual circumstances and credit guide information supplied to us by Credit Reference Agencies.

Require a personalised example. Loan items might be withdrawn at any right some time are susceptible to supply during the time of application. London Mutual Credit Union can not be held accountable for almost any mistakes or omissions.

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